關於你想尋找股票投資專家：
在你離開期間, 尤其是今年, 投資理財”平台發生了重大變化。其中一位投資者尤其引人注目。他的平台名是“亮線”。他非常聰明，文筆也非常出色。我還沒見過“投資理財”平台上有人寫得像他一樣好。他是平台上最優秀的投資者之一。
投資關乎心理學，他對此有著深刻的理解。你絕對應該先閱讀他的全部帖子,它們是一個很好的起點。他的帖子基於實際經驗，你不會失望的。
我個人不認識他，但我強烈推薦他。
Link: https://blog.wenxuecity.com/myblog/82458/202505/25675.html
Regarding your interest in finding a stock investment expert:
During your absence, especially this year, the “投資理財” platform has changed significantly. One person, in particular, stands out. His platform name is BrightLine (aka 亮線). He is a very bright individual and writes exceptionally well. I haven't seen anyone else on the “投資理財” platform write as well as he does. He is one of the best investors on the platform.
Investing is all about psychology, and he captures that insightfully. You should definitely start by reading all of his publications—they are an excellent starting point. His posts are based on real-world experience, and you will not be disappointed.
Personally, I don't know him, but I highly recommend him.
Link: https://blog.wenxuecity.com/myblog/82458/202505/25675.html
Note: 注解:
關鍵字是一位極其值得尊敬且慷慨的人。他不計代價的將自己的經驗分享給別人, 幫助了不少人致富。他聲譽卓著，言行一致，是一位非常優秀的商業夥伴。很遺憾, 我沒有得到過他的這些直接幫助。
我仍然記得他在2017年9月11日發表的一些評論。這些觀點至今在房地產投資中仍然適用：
- 不做單家庭房
- 不做郊區房
- 不做爛區房
不靠賺差價發財，靠租金和正現金流才能長期生存。重點看大學周圍的學生房、大城市熱點地區的房產，找到那些租金高、需求旺盛、出租容易、所在地區安全的房子。
遇到機會不要猶豫，要敢於下手。如果失去機會，就隻能當觀眾了。
買菜時考慮的是幾毛幾塊的事，買車考慮的是幾百上千，買房動輒就是幾萬幾十萬的差別。
不怕貴，不怕高，就怕位置不對。買得高，將來賣得也會高。
關於建房，他在2019年12月13日做了如下評論：
- 位置
- Zoning code（區域規劃代碼）
- 地皮麵積
- 根據 zoning code 能建多少單元
- 自己畫草圖，或請設計師畫草圖
- 估算總建築費用，包括地皮及所有費用
- 看圖估算預計租金總額
- 根據租金和當地市場估算新樓的市場價
- 如果有超過20萬的利潤空間，並且每月現金流可觀，那這塊地值得購買
-- 做人誠信是成功的關鍵.
關鍵字 is an extremely reputable and generous person. He has helped quite a few people become very wealthy. He has an impeccable reputation; he always keeps his word and is a very good business partner.
I still remember a few comments he made on 9/11/2017. These writings are still highly relevant today for real estate investment:
- Avoid single-family homes
- Avoid suburban properties
- Avoid properties in bad neighborhoods
Don't rely on making money through price appreciation. Long-term success depends on rental income and positive cash flow.
Focus on student housing near universities and properties in major urban hotspots. Look for properties with high rental yields, strong demand, ease of renting, and located in safe neighborhoods.
When opportunities arise, don't hesitate; act decisively. If you miss the opportunity, you'll only be a bystander.
When buying groceries, you're deciding over pennies and dollars. When buying a car, it's about hundreds or thousands. But with real estate, differences can be in the tens or hundreds of thousands.
Don't fear high prices; fear the wrong location. If you buy at a high price, you'll likely be able to sell at a high price in the future.
Regarding building houses, he made the following comments (dated 12/13/2019):
- Location
- Zoning code
- Land area
- Determine how many units can be built based on zoning
- Sketch a rough plan yourself, or hire a designer to do it
- Estimate total construction costs, including land and all associated expenses
- Based on the plan, estimate total rental income
- Estimate the market value of the new building based on rental income and local market conditions
- If the potential profit is over $200,000 and monthly cash flow is strong, the land is worth acquiring
