Can I do a cash-out refinance on a rental property that has been

Or, will I have to do home equity loan or HELOC? Which one is a better option if I have good credit?

所有跟帖： 

• The question is on a paid off rental property. -ZM5500- ♂ (0 bytes) () 04/16/2025 postreply 22:52:00

• 1，可以。2，出租房申請heloc比較難。3，如果利率低，市場穩步增長，應該立馬30年貸款cash out 再投資。4， -老朽- ♂ (295 bytes) () 04/17/2025 postreply 00:36:03

• heloc is better, a lot credit union offer good deal now. -Sugargrove- ♀ (82 bytes) () 04/17/2025 postreply 07:01:28

• 我認為取決於你打算用cashout的錢做什麽。救急（短期用）還是長期（拿到錢就不打算還回去--比如再買房）。 -守月- ♀ (230 bytes) () 04/17/2025 postreply 08:24:05

• Thanks everyone for your kind responses. -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:02:00

• I don’t have an urgent need for cash. As I expect I won’t have -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:04:00

• Expect no loss carryover next year. -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:07:00

• I was wondering if there is a better way to use the home equity. -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:09:00

• 簡單地說，拿出的錢能賺更多錢就該拿。比如，付7%的利息，用它賺10%的年回報，賺3%，這顯而易見。 -守月- ♀ (335 bytes) () 04/17/2025 postreply 13:54:49

• Looks like now is not a good time. -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:11:00