在信用報告上 (Zillow application的):
In Closed accounts section, it shows "Dept Of Education/neln Education Loan) with Balance of $4,000+ , and comment: "Student loan - payment deferred" . 這個student loan是2011年的。 The borrower filed for chapter 7 bankruptcy in 2015 and received discharged judgement.
這是什麽意思?是指 這個loan不用還了嗎?因為它是在 Closed accounts section.
What questions I need to ask the potential applicant?