我的經驗

有關保底的卡，其實2%的cashback 並不多，我用BOA premium rewards, 1.5%, 但如果你有10萬在BOA（保括所有帳戶，including brokerage account), 就還乘以1.75，所以是2.625返點。我用這個卡交estimated tax，因為費用為1.87% and back 2.625%

 

另外CSR is better than CSP, it includes rental car primary insurance, also 3%travel, restaurant, a lots more benefits 

 

I also use chase ink business, which is 5% for office and internet, phone,tv. I have Airbnb, so it accurate a lot points.

 

Pay all my utilities (auto pay) mostly use credit card, 5% or 1.5% points, the really cash back should be more than 5% and 2%.

所有跟帖： 

• 學習了 -jenning- ♂ (0 bytes) () 02/17/2024 postreply 20:41:45

• 客氣了。喜歡看你分享的帖子。有的Util 公司收固定費用，比如$1.65或者$2.50。你也可以一次性多付。 -NClady- ♀ (0 bytes) () 02/17/2024 postreply 20:51:07

• CSP also has primary rental car insurance -goingplaces- ♀ (3209 bytes) () 02/18/2024 postreply 12:48:14

• 您的帖子含金量真高，有時間把您的所有帖子都看一遍，謝謝分享！ -jenning- ♂ (0 bytes) () 02/18/2024 postreply 15:59:49

• 健寧兄客氣了. 我想分享的是主流媒體也經常教導美國大眾如何更好地利用自己的好信用 中國人也應該學習如何利用這些好處。 -goingplaces- ♀ (1117 bytes) () 02/18/2024 postreply 17:15:17

• 但是CSR有3 points per travel, CSP是2 points -kitfrommars- ♀ (124 bytes) () 02/19/2024 postreply 12:47:49