Lenders usually need your LTV from an appraiser

before they make a final decision regarding the rate.

LTV (loan to value) is one of the key risk factors that lenders assess when qualifying borrowers for a loan. As the LTV ratio of a loan increases, the qualification guidelines for certain loan programs become much more strict.

The valuation of a property is typically determined by an appraiser. You need discuss with your lender how/who to pay appraiser.

所有跟帖： 

• LTV大約有1:2, 還可以嗎? -laugher- ♂ (0 bytes) () 10/27/2009 postreply 17:23:05

• 1:2 是你的自估吧, 最後銀行得聽 appraiser的 -Hutrade- ♂ (35 bytes) () 10/27/2009 postreply 19:25:54