Lenders usually need your LTV from an appraiser

來源: Hutrade 於 2009-10-27 14:42:24 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (424 bytes)

before they make a final decision regarding the rate.

LTV (loan to value) is one of the key risk factors that lenders assess when qualifying borrowers for a loan. As the LTV ratio of a loan increases, the qualification guidelines for certain loan programs become much more strict.

The valuation of a property is typically determined by an appraiser. You need discuss with your lender how/who to pay appraiser.

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• LTV大約有1:2, 還可以嗎? -laugher- ♂ 給 laugher 發送悄悄話 (0 bytes) () 10/27/2009 postreply 17:23:05

• 1:2 是你的自估吧, 最後銀行得聽 appraiser的 -Hutrade- ♂ 給 Hutrade 發送悄悄話 Hutrade 的博客首頁 (35 bytes) () 10/27/2009 postreply 19:25:54

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