SOFI’s peers should be AFRM and UPST, comparing with these

two, SOFI in my opinion, is way better. It's revenue & eps growth are incredible. PE is high in its low 70s (?) but I think PEG should be fairly decent. Now, it's ROE is not that impressive, may be due to its high growth? 
 

I tiptoed in very little today @26.5, just to set up its position, will get more when it's down to 24, even better if it reaches 20 lol....

 

所有跟帖： 

• 您的英語灰常的地道。。。 -bogbog- ♀ (167 bytes) () 10/16/2025 postreply 17:45:23

• I’m on the phone, will be back to finish my thoughts lol -曉炎- ♀ (0 bytes) () 10/16/2025 postreply 17:50:37

• AMZN, bog, I’m in, a lot! lol -曉炎- ♀ (359 bytes) () 10/16/2025 postreply 18:26:26

• 我今天也加了一點小倉位 以後再低再加 bogMM的價位比較低 -香虞- ♀ (68 bytes) () 10/16/2025 postreply 17:57:41

• Now, SOFI and ENVA are not industry peers or competitors, -曉炎- ♀ (373 bytes) () 10/16/2025 postreply 18:10:59

• 多謝專業分析，我對fintech 一直有興趣，確又拿不準不敢下手 -dancingpig- ♀ (0 bytes) () 10/16/2025 postreply 18:56:39

• 我也不是很熟悉fintech,但常聽Fintech Business Week podcast , 蠻有意思的， -曉炎- ♀ (303 bytes) () 10/16/2025 postreply 19:11:44

• 我記得過去看它財報，有一個風險是債務比例比較高，現金流壓力大，淨資產比較低。 -007爸爸- ♂ (33 bytes) () 10/16/2025 postreply 18:11:16

• ENVA has higher debt to asset ratio than SOFI, but because -曉炎- ♀ (94 bytes) () 10/16/2025 postreply 18:14:16

• 握手，繼特斯拉和PLTR之後又同乘一趟列車了；SOFI初生牛犢不怕虎，屬於生力軍，挑戰傳統銀行，期待28號的Q3財報 -穆丹之鄉- ♂ (0 bytes) () 10/16/2025 postreply 19:06:21

• 穆丹，穆丹，你去哪裏了呀？你不在，bog 欺負我LOL -曉炎- ♀ (167 bytes) () 10/16/2025 postreply 19:07:59

• 我還在地球村啊，這幾天有點小忙，所以沒怎麽上來圍觀趴梯；我相信BOG MM對你一定是：打是親，罵是愛，你說是吧，LOL -穆丹之鄉- ♂ (0 bytes) () 10/16/2025 postreply 19:13:55

• BOG MM要是欺負你，你就找一首高難度的歌曲讓她學，LOL -穆丹之鄉- ♂ (167 bytes) () 10/16/2025 postreply 19:17:22

• 找歌的任務是你的！ -曉炎- ♀ (167 bytes) () 10/16/2025 postreply 19:18:14

• 哈哈，那還不容易，馬上下單，扔給她一首歌： -穆丹之鄉- ♂ (248 bytes) () 10/16/2025 postreply 19:30:52

• 一個不夠她忙的，再給她加一個難度大點兒的，LOL -穆丹之鄉- ♂ (214 bytes) () 10/16/2025 postreply 19:33:05

• 不代表奧村 行嗎？ -620Oaks- ♂ (157 bytes) () 10/16/2025 postreply 20:26:09

• 哈哈，我聽聽 -bogbog- ♀ (167 bytes) () 10/16/2025 postreply 20:04:32

• 是的！她是我最好的朋友！不像你，動不動就缺席LOL -曉炎- ♀ (167 bytes) () 10/16/2025 postreply 19:17:33

• 哈哈，真羨慕你們這對姐妹啊，我想隻要BOG MM經常上來陪你趴就足夠啦，LOL -穆丹之鄉- ♂ (0 bytes) () 10/16/2025 postreply 19:38:56

• 穆丹，我是想和你多說說話的，可是新壇規說如果我們廢話太多要被哢嚓的，所以，晚安 -曉炎- ♀ (325 bytes) () 10/16/2025 postreply 19:43:00

• 好的，那周末再找時間趴，我先去看看新群規，晚安 ：） -穆丹之鄉- ♂ (0 bytes) () 10/16/2025 postreply 19:54:23

• 以後bog 趴時，你我都必須在，聽見沒？ -曉炎- ♀ (325 bytes) () 10/16/2025 postreply 19:50:42

• 歐拉，LOL -穆丹之鄉- ♂ (167 bytes) () 10/16/2025 postreply 19:55:12

• 就是，誰做我的朋友那可是很幸運的，我很講義氣的~~~ -bogbog- ♀ (167 bytes) () 10/16/2025 postreply 19:58:12