Americans are spending more than ever on cars -Dec'14有些同學好象不看新聞喔

http://www.cnbc.com/2014/11/30/

不看新聞也就罷了， 車都不買？

有的老美車都報銷了，車貸還一大筆，隻好再合到下一部車貸。

Whether it's a new or used vehicle, Americans are spending more than ever, according to a new report from Experian Automotive.

In the third quarter of this year, the average loan for a new vehicle jumped $1,080 dollars to $27,799, while the average used vehicle loan climbed to $18,576, according to the report.

With auto prices and loans moving higher, more Americans are turning to leasing and extended loans in order to keep their monthly payments as low as possible. Experian says the average amounts financed for both new and used vehicles are at all-time highs.

The fact Americans are borrowing more than ever to buy a vehicle is not surprising, since the total price being paid at dealerships has been steadily climbing to record levels. That amount now tops $31,000 for new vehicles.

Experian, which tracks new and used vehicle loans, says the average monthly payment for new vehicle loans increased $12 to $470 in the third quarter. The average used vehicle loan reached an all-time high of $358

Meanwhile, long-term auto loans are under increasing scrutiny. Experian says almost a quarter of all new vehicle loans were for six and a half to seven years in length, a 23.7 percent increase from the previous quarter.

Paying off auto loans over a longer period has become more popular because it lowers the amount of the monthly payment. However, the benefit of lower payments means it takes longer for borrowers to reach positive equity in their vehicles.

Experian says the growth in auto loans has lead to an increase in the number of auto loans in delinquency. Still, just 0.62 percent of all auto loans were delinquent for 60 days in the third quarter according to the report. .

所有跟帖： 

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• 勸勸你尚文妹，不懂車就別瞎摻乎，別學老歐隻看報上網LOL -I751- ♂ (0 bytes) () 07/22/2015 postreply 12:56:28

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• 嗯 -尚文- ♀ (0 bytes) () 07/22/2015 postreply 13:04:11

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• 在美國，沒學會尊重他人的生活方式。用現金，就丟人現眼了？ -道淨行者- ♂ (0 bytes) () 07/22/2015 postreply 13:27:42

• 用現金的生活方式不丟臉，但對自己不懂的還瞎掰就沒意思了 -I751- ♂ (36 bytes) () 07/22/2015 postreply 13:40:32

• 中國人買車還要借貸，也是蠻新鮮的 -尚文- ♀ (0 bytes) () 07/22/2015 postreply 17:30:25

• 我叫你別出來就這個問題丟人現眼了居然還不聽 -I751- ♂ (324 bytes) () 07/22/2015 postreply 18:28:38

• 都怪你啊，自己開上瑪莎了也不照顧兄弟姐妹LOL -I751- ♂ (0 bytes) () 07/22/2015 postreply 13:38:56

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