回複:在問個關於保險的問題,我們家的車是全保,有500塊的deduction

First, it's deductable not deduction.

Second, you got comprehensive coverage and you were at falut, you insurance covers all cost to fix other party's car, nothing about deducatable.  You pay nothing. 

Third, to clarify, deductable only applies to fix your own car.

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