depend on cost of repair and your insurance deductables...
if cost is $1000 or less, and your insurance deductable is $1000, then just pay your friend directly and don't tell insurance.
if cost is $2000, and your deductable is $500, then let insurance pays for it.
You got my point.
if cost is $1000 or less, and your insurance deductable is $1000, then just pay your friend directly and don't tell insurance.
if cost is $2000, and your deductable is $500, then let insurance pays for it.
You got my point.
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