The best is to go to a bodyshop and get an estimate first. That is a hard evidence you should have now.
The government agency dealing with law issue is different from state to state. So the best way is to check your state goverment website and find related links. Filing compliant is also considered as evidence at a later time. So keep good record is important.
The government agency dealing with law issue is different from state to state. So the best way is to check your state goverment website and find related links. Filing compliant is also considered as evidence at a later time. So keep good record is important.