可以幫你大省汽車保險的幾招（你如果信用好可省50%以上）。

1. Defensive Driving Course.

The cheapest one is on www.aarpdriversafety.org/ The online course fee is only $15.95 for AARP members and $19.95 for non-members. There is no age requirement. It will qualify you for 10-15% for your current premium.

2. Raise your Liability coverage from minimum to 50,000/100,000 (if your state minimum is 25,000/50,000) or one level up from whatever the state minimum is.

This will RAISE your current insurance premium. If you are not thinking about switching, you should not do this. But if you switch insurance company AFTER raising the liability, you will receive a 10-15% discount from the new company.

3. Raise your deductible to at least $500.

Preferred companies like Metlife, Nationwide, etc usually give better rates to customers than non-preferred ones. However, they will also consider dropping a customer if he/she has more than 2 at-fault accidents/traffic violations within a 5-year period. So people usually will fix small problems when they cost less than $500. In those cases, a $250 deductible is meaningless because you will not make small claims anyways.

4. If your car is worth less than $3000, you can have only liability insurance.

In these cases, if you total your car, the most insurance companies will pay is $3,000. If you stop paying comprehensive insurance, you can save $3,000 in a few years.

5. Muli car discount, Car and home, etc. Everyone knows about them.

所有跟帖： 

• Multiple Line可以省保險費是真是。但是省50%以上是假的 -DrunkerKickass- ♂ (0 bytes) () 08/15/2009 postreply 15:44:46

• 我從Nationwide轉到Metlife， 保險費從$1660降到$870，信不信由你。 -X-man001- ♂ (269 bytes) () 08/15/2009 postreply 17:41:53

• 我的2002Nissan還是全保外加$0deductible glass coverage. -X-man001- ♂ (0 bytes) () 08/15/2009 postreply 18:21:24

• 老生常談了。 -花椒- ♀ (97 bytes) () 08/15/2009 postreply 17:12:33

• 談到信用因為第2點必須有好信用才能有效，跟事故無關。 -X-man001- ♂ (0 bytes) () 08/15/2009 postreply 20:23:01