car accident -- need suggestion

I have a car accident recently.

It was on local street in very slow speed. There is at the cross of 3 way road. The road end, so the traffic either go left or go right. My car need to make right turn. The traffic light is green, the car before me stopped for no reason. My car is slowing down to prepare the right turn, but I did not expect the car before me will stopped. So my car hit that car in < 3- 5 miles speed at her left bumper.

Her car has very little scretch which can be easily removed by "scretch remover". I tooked the photoes. She was trying to call 911 but policy refuse to come for that small accident. I gave her my insurance information and I was expect the damage is small so I ask her to let me know what the estimate will be. If small I'd rather pay her in cash.

She called me one day later and notice my the bumper fix will cost $1000. I say that is above I expected let's go for insurance.

Today I got my insurance company's message says that she is planning to fire body injury. I have not talk to my insurance yet, but I just cannot believe it. Any one have any experience on that? Does whatever she claim my insurance will pay? If I am not agree on that what I can do ?

By the way I am in LA and I have house.

所有跟帖： 

• tell your insurance company the truth and let them deal with it -1800800- ♂ (150 bytes) () 04/20/2009 postreply 21:38:49

• let ur insu. fights back, insu. guys have exp. to deal with thos -fixanycars- ♀ (301 bytes) () 04/21/2009 postreply 07:37:53

• 回複：tell your insurance company the truth and let them deal with -kittysmom- ♀ (442 bytes) () 04/21/2009 postreply 10:39:34

• 你要還認識不到自己的錯誤，以後要吃大虧滴。。。 -1800800- ♂ (10 bytes) () 04/21/2009 postreply 15:59:40

• Insurance Co will have an appraiser to take a look at her car .. -iCall- ♂ (185 bytes) () 04/21/2009 postreply 06:15:55

• By the way, it is not medical claim. It is not big for Ins. Co. -iCall- ♂ (0 bytes) () 04/21/2009 postreply 06:33:59

• Don't criticize LZ's english, it is irrelevant and rude -cys254- ♂ (71 bytes) () 04/21/2009 postreply 06:32:18

• It is a 3 way crossroads and lz didnt know why the first car -SunOfBeach- ♂ (8 bytes) () 04/21/2009 postreply 07:14:37

• Maybe she was putting her makeup on. -Grant- ♂ (0 bytes) () 04/21/2009 postreply 07:21:33

• Lz said it was green light, so it should be free to go -cys254- ♂ (92 bytes) () 04/21/2009 postreply 07:25:12

• 回複：It is a 3 way crossroads and lz didnt know why the first car -kittysmom- ♀ (555 bytes) () 04/21/2009 postreply 11:02:05

• Is that property damage not body injure? -cys254- ♂ (176 bytes) () 04/21/2009 postreply 11:29:17

• 如果是人家去體檢, 保險公司可賠出上萬也有可能. 俺們遇上過. -iCall- ♂ (607 bytes) () 04/21/2009 postreply 07:27:24

• Why "俺們沒得一分錢"? You should have gotten 2/3 -internuts- ♂ (78 bytes) () 04/21/2009 postreply 07:45:27