You can't, you can only name a trust as beneficiary.

The trust can be the revocable family trust you set up to own houses, stocks and bank accounts.  The trust is functioning as an "umbrella trust".  

You can have your life insurance payout, 401K/IRA beneficiary all directed to the umbrella trust, and the trust has provisions on how to distribute those monies you received after your death. 

所有跟帖： 

• 附帶問題： 自己有beneficiary的比方IRA， 是不是不用走probate？ 不記得了。 -hello2002- ♀ (0 bytes) () 08/16/2022 postreply 11:42:52

• right, 401K / IRA doesn't go through probate -檸檬椰子汁- ♂ (305 bytes) () 08/16/2022 postreply 13:27:38

• 401K, IRA直接指定beneficary主要有一點不好，孩子一下子拿到一大筆錢，很容易擾亂他的生活，沒有上進心了， -最愛荷花- ♀ (155 bytes) () 08/17/2022 postreply 06:23:59

• 其實正好倒過來。 有個trust就會一輩子不愁， 反而沒有上進心。 -hello2002- ♀ (178 bytes) () 08/17/2022 postreply 16:12:19

• 那麽就是說401K, IRA的beneficiary是trust, 那麽去世後，裏麵的股票都賣了，然後把錢轉到trust -最愛荷花- ♀ (47 bytes) () 08/17/2022 postreply 06:18:36