回複：the 11th mortgage for primary house

如果是自主屋的話，Provident Funding可以做，不受你總共有多少financed properties的影響。但如果subject property是投資房的話，目前有銀行最高可以做到10個financed properties，但不是PF。PF相關的lending guideline如下：

2.1.7. Multiple Financed Properties  (8/23/2011 9:24:50 AM)

For an owner occupied transaction, there is no limitation to the number of other, non-subject, financed properties that a Borrower may own. For a second home or investment property loan, the Borrower cannot have individual and/or joint ownership of more than four 1-to-4 unit properties that are financed, including the subject property and their primary residence. Ownership of commercial or multifamily (five or more units) real estate is not included in this limitation. The maximum number of financed properties is cumulative for all borrowers when there is more than one application per transaction. For Super Conforming loans, the Borrower cannot have individual and/or joint ownership of more than four 1-to-4 unit properties that are financed, including the subject property and their primary residence.

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• thanks. That help. -jjj7- ♂ (0 bytes) () 11/14/2012 postreply 11:02:41

• 這樣每次買一個自住的，住一年後出租，再買一個自住的，搬走，永動機了。 -SunshineInCA- ♀ (37 bytes) () 11/14/2012 postreply 11:08:57

• 哈哈哈。這麽說額覺得銀行簡直是凱子的化身。白吃的想到那蹭飯太容易了啊。。。。 -MrsKwok- ♀ (0 bytes) () 11/14/2012 postreply 11:13:10

• 我想著為了這永動機，我這W2會不會沒完沒了了？lol -SunshineInCA- ♀ (69 bytes) () 11/14/2012 postreply 11:19:15

• 額家4份W2。是八是該這樣用啊？不住就空一年再說。哈哈哈。。。 -MrsKwok- ♀ (0 bytes) () 11/14/2012 postreply 11:21:54

• 出租沒出租保險，貌似不合適。你們家更可以永動了。 -SunshineInCA- ♀ (0 bytes) () 11/14/2012 postreply 11:23:04

• 不怕一萬就怕萬一。膽小的注定“餓死”。哈哈哈。。。 -MrsKwok- ♀ (0 bytes) () 11/14/2012 postreply 11:24:55

• 所以要膽大心細.我肯定餓不死，也撐不死的會找漏洞的守法公民 :) -SunshineInCA- ♀ (0 bytes) () 11/14/2012 postreply 11:36:02

• 我就是啊.. 每次都是自住..:) -sisbio- ♀ (129 bytes) () 11/14/2012 postreply 11:18:29

• 我們投資和自住相差蠻大的，我怎麽可能去住勞模區？或一個townhome？ -SunshineInCA- ♀ (0 bytes) () 11/14/2012 postreply 11:21:02

• give you incentive to move to bigger and bigger house. -jjj7- ♂ (0 bytes) () 11/14/2012 postreply 11:28:38

• 我願意搬大房，可現住房出租，不賺錢啊。 -SunshineInCA- ♀ (0 bytes) () 11/14/2012 postreply 11:33:55

• 我的目標和你不一樣 .. 我不以投資最大化為主要目的.. -sisbio- ♀ (396 bytes) () 11/14/2012 postreply 11:30:02

• 你太能幹，我家LD不出動，我肯定幹不了的。 -SunshineInCA- ♀ (0 bytes) () 11/14/2012 postreply 11:36:54

• 不是說嘛人比人要死, 貨比貨要扔掉lol.. -sisbio- ♀ (0 bytes) () 11/14/2012 postreply 11:38:47

• 能省3%的費用，可以雇人幹很多活了。你沒虧呀。 -texastrader- ♂ (0 bytes) () 11/14/2012 postreply 12:10:34

• ok, balance back.. feel better -sisbio- ♀ (0 bytes) () 11/14/2012 postreply 12:14:20