etirement. The idea of being done with work for good might be music to your ears. But thinking about how to fund the years after working is daunting for many.
The exact figure of how much money you’ll need for a comfortable retirement depends on many variables, including your lifestyle and where you live. A rule of thumb suggests you’ll likely spend about 80% of your working-life income in each year of your retirement.
It is also often said that $1 million in savings — from retirement plans to insurance policies, investments, and straight up cash — is a fair number to get you through retirement. Though everyone’s financial situation is unique.
Getting there requires planning, and incorporating saving for the future into your financial decision making today. It’s also the reason financial planners often tell you to get started as early as possible — it gives you more time to get to your goal amount, and might require fewer sacrifices along the way.
Here are some guidelines for how much you might want to consider saving.
| 30 | 1x your annual salary |
| 40 | 3x your annual salary |
| 50 | 6x your annual salary |
| 60 | 8x your annual salary |
| 67 | 10x your annual salary |
選擇“Disable on www.wenxuecity.com”
選擇“don't run on pages on this domain”
