醫生40歲以前可能差些，之後越來越好，留學生不一樣，國內免費學醫，來美能考過，省下不少錢

跟美國醫學院畢業的不一樣，你們屬特例。

The average physician comes out of medical school with $200,000 in debt, and takes 13 years to pay it back, according to Brent Lacey, who hosts the podcast The Scope of Practice, which coaches physicians on their finances.

Consequently, doctors can miss out on years of investing as they work toward establishing themselves and eventually commanding a big salary.

And even when they get the payday, they might feel pressure to buy the big house and the fancy car, Lacey said on a recent episode. After so much sacrifice, a young physician might think, "It's my turn.”

In contrast, Lacey said, his own grandmother was a frugal public school teacher who retired a millionaire.

啊哈哈哈。。。。。。。。。。。。。。。。。。