再請教大家關於refi

投資房，4.875%30 yr fix,   Refine 要$2800 fee and rate 4.25% 30 yr fixed.  Worthy to go?

所有跟帖： 

• 我refi隻為了cash out. 每次都是maximum cash out. 利率基本不care. -rapidestate- ♂ (0 bytes) () 01/27/2020 postreply 18:53:49

• Me2 -新手地主剛上路- ♂ (0 bytes) () 01/27/2020 postreply 19:48:58

• depends on how much is the loan -檸檬椰子汁- ♂ (0 bytes) () 01/27/2020 postreply 18:54:15

• No cash out needed. Just want to reduce rate. The loan is about -meowi- ♀ (0 bytes) () 01/27/2020 postreply 19:06:30

• The loan is about $300k -meowi- ♀ (0 bytes) () 01/27/2020 postreply 19:07:12

• You do not trust me, -USATiger- ♂ (0 bytes) () 01/27/2020 postreply 19:09:00

• 我覺得我怎麽是大灰狼啊，哈哈 -USATiger- ♂ (0 bytes) () 01/27/2020 postreply 19:10:00

• 這有個說法 -檸檬椰子汁- ♂ (159 bytes) () 01/27/2020 postreply 19:17:29

• 學習了，謝謝檸檬 -USATiger- ♂ (0 bytes) () 01/27/2020 postreply 19:19:00

• +1 -PtLandlord- ♂ (0 bytes) () 01/27/2020 postreply 19:20:10

• I trust you. Just my banker reached me and ask me about the off -meowi- ♀ (0 bytes) () 01/27/2020 postreply 20:41:39

• 利息一年省1800，除非打算兩年內賣，還猶豫啥 -個性化服務- ♂ (0 bytes) () 01/27/2020 postreply 22:06:00

• 做refinance寧願利率高點也不要貼錢。可以4.375% no fee 嗎 -宇哥- ♂ (156 bytes) () 01/28/2020 postreply 00:12:08

• 能說一下是哪個銀行嗎 -backpack- ♀ (0 bytes) () 01/28/2020 postreply 06:02:58

• Which bank? -meowi- ♀ (0 bytes) () 01/28/2020 postreply 07:50:13

• 我這裏當地銀行，30年4.75，15年4.25。費用大概2000出頭 -olddover- ♀ (0 bytes) () 01/28/2020 postreply 09:29:00