我當時是從公司IRA轉Traditional IRA， 直接打了電話， 叫之前的Account Manager 轉錢。

But if you want to transfer money from IRA to Roth IRA, then you need to pay tax first, based on your current annual income, the tax bucket you will be in, so you need to make a decision on how much you want to transfer to stay in lower tax bucket as possible.