是可以轉到ROTH，但要根據情況，

轉多少要看自己的最高稅率在哪個台階？

2024	Federal
2024 tax brackets
Tax rate	Single filers	Married couples filing jointly
10%	$11,600 or less	$23,200 or less
12%	$11,601 to $47,150	$23,201 to $94,300
22%	$47,151 to $100,525	$94,301 to $201,050
24%	$100,526 to $191,950	$201,051 to $383,900
32%	$191,951 to $243,725	$383,901 to $487,450
35%	$243,726 to $609,350	$487,451 to $731,200
37%	$609,351 or more	$731,201 or more

如果是兩口子一起報稅，你轉3萬，稅也就是12%， 是 3千多，不是1萬。因為你又2萬7的標準免稅額。

 

個人看法，

僅供參考！

 

所有跟帖： 

• 謝謝牛大！我是一個人。 -lucky_tutu- ♀ (0 bytes) () 11/26/2024 postreply 11:22:42