Reply

來源: 檸檬椰子汁 於 2024-01-11 21:19:25 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (949 bytes)
本帖於 2024-01-11 21:19:48 時間, 由普通用戶 檸檬椰子汁 編輯
回答: 還是要問問：不是說Sep IRA 可以放 由 MrsKwok 於 2024-01-11 19:47:54

25% compensation, the compensation has to exclude: 

1.   1/2 of self employment tax 7.065%

2.  the contribution itself.  

So for 100000 net profit, excluding $7065  SS tax (employer portion), the left over is $92935.

sep contribution = (92935 - sep contribution )/4  see rule 2 above. 

therefore sep contribution = 92935/5

More generally

Sep contribution =  (net profit * (1-7.065%))/5 

https://www.irs.gov/retirement-plans/self-employed-individuals-calculating-your-own-retirement-plan-contribution-and-deduction

 

所有跟帖： 

• 謝謝檸檬，這下明白了。 -MrsKwok- ♀ 給 MrsKwok 發送悄悄話 (0 bytes) () 01/12/2024 postreply 05:06:01

請您先登陸，再發跟帖！