1. DO i need to put earnest money when i sign the Contract with the Owner. If yes, how much. If the bank do not approve the offer and things did not work out, Can i get my earnest money back?
2. 我什麽時候應該開始申請loan.after sign the contract with Owner? or after i know bank's approval.補What is the time period between bank approve the offer and the closing data. 問的原因是sell's realtor told me that the bank normally allow only about 7 days to close the house after they approve the offer. if i apply loan after i know the bank's approval, i do not have time to get the loan. but if I apply loan before bank's approval, If things do not work out(high chance for short sale), i still need to pay the loan application fee if this is the case.
3. 我應該在什麽時候inspect the house, after sign the contract with Owner? or after i know bank's approval.
4. 我應該在什麽時候has the layer review the Contract, after sign the contract with Owner? or after i know bank's approval.
Thanks for your answer.