deductible: 100% patient pay, usually several thousand. lower deductible result in higher premium, high deductible result in lower premium. It's a number game that you bet with your health and medical spending in this year.
deductible to out of pocket maximum : insurance co-pay, usually just $30-50, but hospitalization could be several hundred $$ copay per day. and exotic drug could be $1000 co-pay per month etc.
out of pocket maximum: usually $10K or more, if you spent deductible and copay up to this amount, you don't pay anything above this amount.
