既然你做POA，你的名字為什麽要上銀行賬戶？本來是那個人的錢，你作為POA僅僅是可以去管理，你的名字不應該上賬戶。
撇開POA不說，就說兩個人開共同賬戶，ＩＲＳ如此說
Joint accounts.
If two or more persons hold property (such as a savings account, bond, or stock) as joint tenants, tenants by the entirety, or tenants in common, each person's share of any interest or dividends from the property is determined by local law.
https://www.irs.gov/publications/p550#en_US_2023_publink10009846?
TIN for joint account.
Generally, if the funds in a joint account belong to one person, list that person's name first on the account and give that person's TIN to the payer. (For information on who owns the funds in a joint account, see Joint accounts, later.) If the joint account contains combined funds, give the TIN of the person whose name is listed first on the account. This is because only one name and TIN can be shown on Form 1099.
所以我認為隻要香港人列為賬戶第一個名字，你可以不報利息。
