It's a supplement claim.

本帖於 2023-11-01 08:32:16 時間, 由版主 檸檬椰子汁 編輯

You need to submit a supplement claim, basically reopen the earlier claim and apply for more money.  This way, if your HOA sues you for money, your insurance company, your insurance has to defend you. 

https://blog.homesteadroofingcolorado.com/what-is-insurance-supplement-why-need-one

 

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