破唱片再放一次:年輕投房市,年長投股市,超長線(40年+)股市完勝房市

必要條件:在美國!

原因:房市杠杆高,風險低,初始金需求少;股市需要有第一桶金(初始金要求高),自帶擴大再生產,複利指數增長。

查理-芒格說過:“The first $100,000 is a b!+ch, but you gotta do it. I don’t care what you have to do—if it means walking everywhere and not eating anything that wasn’t purchased with a coupon, find a way to get your hands on $100,000. After that, you can ease off the gas a little bit.” - Charlie Munger. 

芒格當時講的$100K,差不多相當於現在的$1米。也就是說,不論通過什麽(合法的)手段,一定要搞定 $1M的第一桶金,之後投資就可以輕鬆多了。

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