回複：so true,i have term, LG has whole, last week, i read

來源: brookdale 於 2010-09-30 11:10:11 [] [舊帖] [給我悄悄話] 閱讀數 : (424 bytes)

Hi:

1.I am in the process of getting life policy. Could you told me how to buy life insurance directly? Do you mean no agent?

Does it matter if this is for term?

2. Any suggetstion for laddering the policy? I am thinking after 20 years, kids are self support. So I can drop face value. But many people told me that whole life policy is not a good deal, considering the budget. It is for richer people..?

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