一個在波斯頓大投資公司從事外匯交易的中等職位員工，15年工作經驗，失業後找不到原來的工作，投資公司隻招新的MBA，付很低的工資。他隻好去星吧客端盤子。有意思的是他“輝煌”的時候，每周花200元吃高檔牛排，年薪也隻有$10萬，另加$5萬獎金。都說投資公司薪高。看來也不是個個有份。
失業者的金錢，社交，心理上的壓力。。。。
人比人氣死人，一邊是為失業而苦惱，這裏是許多人炒老板， 主動爭取＂失業＂。看來還是當地主好。LOL
How a Former Currency Strategist Went from $150K/Year to Serving Lattes at Starbucks
By Mandi Woodruff | Business Insider – Fri, Apr 27, 2012 10:44 AM EDT
A few years ago, Kevin Cronan had it all.
At 38, he was bankrolling $100,000/year (plus a $50K bonus) as a currency strategist for a major Boston investment firm and was this close to dropping $35,000 to rub elbows at an ultra-exclusive country club.
Then the recession hit with all the force of a wrecking ball, and he joined 8 million other Americans on the unemployment line.
Photo: Kevin CronanBut with a college diploma, 22 months of severance to rely on and 15 years worth of experience under his belt, he figured he had nothing to worry about. Right?
"I thought, 'I can't believe I'm not gonna find a job before this money runs out','" Cronan told Business Insider. "I started traveling a lot afterward."
But time ticked on, his funds dwindled and the job market showed no signs of improvement.
There were a couple of close calls – he had a promising interview with one firm and found out they laid off a bunch of staff shortly after – but he kept running into the same wall.
"When they do hire, companies are going after people with two years of experience or freshly minted MBA's," Cronan said. "And they're paying them nothing and a lot of people who are mid-career like me, there really is very little out there."
Stumbling down the social ladderCronan was used to blowing $200 on swanky steak dinners each week, but the further he sank into unemployment, the more he turned down invites.
"It's hard to maintain contacts because a lot of the social contacts were over meals, cocktails, playing squash and golf," he said. "Money is always a factor."
Instead, he waits around for a good Groupon deal or the occasions when his old haunts offer mid-week specials – and dines solo.
His future on holdIt would have been nice to job hunt with an MBA on his resume, but Cronan was halfway through his studies at Suffolk University when he was laid off. His former employer had been fronting the bill.
And when his savings were all but gone, he made the difficult decision to dip into his 401(k) – a step that's become all too common for America's long-term unemployed.
"I didn't have a choice," he said. "Yes, it's for retirement but it's not gonna do any good if I don't have a place to live and my car gets repossessed."
"I didn't want anyone to see me."Tax season brought a rather unwelcome surprise for Cronan this year: A $3,000 bill. Unwilling to dip into his retirement savings again, he decided to go where he'd never gone before – the pawnshop.
He came across an online pawn site called Pawntique, where he took out a loan against a multi-thousand-dollar Corum watch. Going the online route was quick and efficient, but the real perk was anonymity:
"I didn't want anyone to see me," he said.
From unemployed to under-employedBy the time his severance ran out, Cronan had to make a move. He walked over to his local Starbucks but didn't ask for his usual order. He wanted a job application.
The pay isn't anything to write home about ($9.70/hr) but he was more interested in their benefit package (medical, dental, vision) than anything else.
To supplement his income, he tends bar for a Boston-area catering company and he's given up using his credit card altogether.
Fighting isolationThere's a reason depression is so prevalent among the unemployed. Beyond the financial strain, there's also the crushing isolation that comes with leaving the workforce.
To cope, Cronan allows himself one luxury – a $189 squash membership.
"It's my largest expense but I refuse to give it up," he said."It gets me out of what could be viewed as an isolated, lonely slump of living in this little suburban town."
Fear for the futureIt's not just the meager paycheck that troubles underemployed workers like Cronan. There's that nagging fear that while he's foaming lattes and shaking cocktails, he'll miss his shot at getting back in the game.
"There's a concern I have that there's this negative perception (by employers) of someone who's out of the workforce for so long," he said.
All he can do for now is keep his mind fresh in any way possible. He keeps tabs on the market through Bloomberg and talks shop with his sister, who's a stock trader.
"I try to keep myself informed but it's not always the same," he said. "You can't quantify all that (on a resume)... but at least it's something."
