聽起來好像很聰明，但錢在 Ruth IRA 可以傳給子女，不要交TAX。

Inherited Roth IRAs

• Distributions are usually tax-free if the account was held for at least five years 
   
• Distributions may be taxed if the account was held for less than five years 
   
• If the Roth IRA was inherited from a spouse, the beneficiary can treat it as their own 
   
• If the Roth IRA was inherited from someone else, the beneficiary must take required minimum distributions (RMDs) 

所有跟帖： 

• 不需要inherit -dujyy262- ♂ (361 bytes) () 01/21/2025 postreply 11:21:13

• 假如在Fidelity Ruth賬號，這幣如何設定，如何買賣？ -yifan99- ♂ (0 bytes) () 01/21/2025 postreply 11:24:24

• 好像沒有能直接買crypto的IRA accounts -CatcherInTheRye- ♂ (0 bytes) () 01/21/2025 postreply 11:25:53

• self direct IRA -mobius- ♂ (0 bytes) () 01/21/2025 postreply 11:29:10

• If the Roth IRA was inherited from someone else 這句包括從父母繼承來的嗎 -CatcherInTheRye- ♂ (79 bytes) () 01/21/2025 postreply 11:28:11