Ask your insurance, don't cheat

Personal auto insurance cover certain business activities, but without knowing your details it is hard to advise. 

In your case, the problem arises when you got into an accident and injured the students you were driving, those students' parent will call your insurance company asking for compensation, and they won't lie about being your "friends", they will tell insurance company that they are your clients. 

It is different from driving your son's friend to soccer practice. 

所有跟帖： 

• 好的，晚上讓我老公寫Email去問保險！感謝你的答複 -真棒- ♀ (0 bytes) () 12/16/2019 postreply 09:27:08

• 不過家長都和學校簽了免責協議的，這不是和公立學校field trip一樣的嗎.如果有意外，校車司機和學校也是沒有責任的吧？ -真棒- ♀ (0 bytes) () 12/16/2019 postreply 09:31:18

• 免責協議僅僅是遮羞布，免得了小責任逃不了大責任。 -檸檬椰子汁- ♂ (251 bytes) () 12/16/2019 postreply 13:38:52

• 是開自己的車 -真棒- ♀ (0 bytes) () 12/16/2019 postreply 13:43:04

• 你是雇員還是合同工？ -檸檬椰子汁- ♂ (611 bytes) () 12/16/2019 postreply 14:01:51

• 非常感激你的耐心解惑，我隻是學生家長，想順帶著載幾個學生掙幾個零用錢。家長給cash，和學校無關 -真棒- ♀ (0 bytes) () 12/16/2019 postreply 18:36:16

• 那麽和保險講話要注意角度 -檸檬椰子汁- ♂ (1059 bytes) () 12/17/2019 postreply 06:09:43

• 感謝！ -真棒- ♀ (0 bytes) () 12/17/2019 postreply 08:50:49

• 不是雇員不是合同工 -真棒- ♀ (0 bytes) () 12/16/2019 postreply 18:37:32

• 學校和校車都有保險的。出了事故，會賠償的。免責，一般是免的他們控製不了的，比如，路上地震了。。。 -N.- ♀ (0 bytes) () 12/16/2019 postreply 21:04:15

• 不是校車，就是家長接自己家孩子順帶著zhai -真棒- ♀ (0 bytes) () 12/16/2019 postreply 21:18:30