Actually, the amount of insurance on personal insurance generally should be 50% of the insurance on the dwelling. So if your home is insured for $1,000,000, the insurance on personal property is $500,000. Homeowner's insurance is, to a large extent, an insurance againt fire. The special limits apply only to theft. The full amount of insurance applies to losses from fire and other covered perils. "Gold" includes goldware.
The purposes of the special limits are to limit the dishonesty from the part of insured and to simplify the loss adjustment process.
回複:回複:回複:失竊,保險公司賴賠怎麽辦?
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• 回複:失竊,保險公司賴賠怎麽辦? -三角鐵- ♂ (142 bytes) () 08/18/2010 postreply 11:41:48
• 回複:回複:失竊,保險公司賴賠怎麽辦? -mutong- ♂ (239 bytes) () 08/18/2010 postreply 12:27:34