example

1) me and my hu*****and have been married over 10 years. The current house was bought by him before our marriage. (only his name on the deed). He is the only borrower on current mortgage. He refused to add my name on the deed.
2) We do not have joint account. we do have joint credit card. but he seldom uses it and I pay off the credit card after use.
3) Pension and investment accounts are under separate names
4) He has a son (adult, married) from his first marriage. We don't have children.
5) His is retired. I signd waiver for survival of his pension benefit. I am still working.
6) I do share houses expenses, grocercy, furniture, vacation.

Does it mean,
1) it will be a valid will, if he decides to give all his belongs, house, investment to any people after he passes away? I will be forced to leave the house and only take whatever savings I have made.
2) if we are divorced, I am only entitled to what's under my name, although we've been living together for over 10 years?
I am very sad to find out that I married someone, who had no intention of having a joint family. But that's the reality.
Your advice is much appreciated.