不對，2014-2015， 4.66% for undergrad

http://www.forbes.com/sites/maggiemcgrath/2014/05/07/federal-student-loan-interest-rates-set-to-rise-for-2014-2015-school-year/

For the Stafford loan, which is a federal form of aid reserved for undergraduate students, the 0.8% bump in 10-year yield means that the interest rate will go from its current 3.86% fixed rate to a 4.66% fixed rate for loans disbursed July 1, 2014 until June 30, 2015. (The 0.8% increase is the same for subsidized Stafford loans, for which the interest does not accrue while the student is in school, and unsubsidized Stafford loans, for which the interest does accrue.)

Direct unsubsidized loans — the Stafford for graduate students — currently carry a 5.41% interest rate but will increase to 6.21% for loans disbursed starting July 1. And for Direct PLUS loans, which are available to parents or graduate students, the existing 6.41% fixed rate will increase to 7.21% in July.

This is higher than mortgage and car loan!

所有跟帖： 

• 有些學校或州政府提供的loan, 是無息或低息的。federal issued loan利率是要高 -simplylove- ♀ (0 bytes) () 04/13/2015 postreply 21:10:33

• 聯邦政府的貸款所有人都可以申請，那才是“大多” -檸檬椰子汁- ♂ (144 bytes) () 04/13/2015 postreply 21:18:34