liability follows the driver, comprehensve/collision follows car

來源: lexm5 於 2014-10-16 17:26:56 [檔案] [舊帖] [給我悄悄話] 閱讀數 : (673 bytes)

本帖於 2014-10-16 17:31:43 時間, 由普通用戶 lexm5 編輯

回答: 全保，買車試駕，出現車禍，怎麽辦？緊急救助，萬分感謝！由慘淡經營於 2014-10-16 16:54:28

http://www.claimsjournal.com/news/national/2014/06/05/249762.htm

"Full coverage" usually means comprehensive and collision (in additional to state mandated liability), does not cover your driving another person's car. I think your insurance company is telling you your "comprehensive" and "collision" policy does not cover your accident.

As for why your liability doesn't cover your accident, talk to your insurance again. Usually liability has several hundred dollars deductible, so you might just be better off paying the $840 out of your own pocket to avoid future insurance rate increases.

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• 謝謝！ -慘淡經營- ♂ (0 bytes) () 10/16/2014 postreply 22:36:16

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