LARGE-CAP 45%
______________________________________________________________
VTI Vanguard Total Stock Market VIPERs 30% 0.07%
IVV iShares: S&P 500 Index 15% 0.09% MIDCAP/SMALL-CAP 15%
______________________________________________________________
VO Vanguard Midcap VIPERs 5% 0.13%
VB Vanguard Small-cap VIPERs 10% 0.10%
FOREIGN 15%
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VEA Vanguard Europe Pacific 10% 0.15%
VWO Vanguard Emerging Markets VIPERs 5% 0.30% BOND 10%
______________________________________________________________
BND Vanguard Total Bond Market 10% 0.11%
SPECIALTY 5%
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VNQ Vanguard REIT Index VIPERs 5% 0.12% CASH 10%
______________________________________________________________ Total 100% ExpRatio 0.1085% | 
