LARGE-CAP 45%
______________________________________________________________
VTI Vanguard Total Stock Market VIPERs 30%
IVV iShares: S&P 500 Index 15%
MIDCAP/SMALL-CAP 15%
______________________________________________________________
VO Vanguard Midcap VIPERs 5%
VB Vanguard Small-cap VIPERs 10%
FOREIGN 15%
______________________________________________________________
EFA iShares: MSCI EAFE Index 10%
VWO Vanguard Emerging Markets VIPERs 5%
BOND 10%
______________________________________________________________
AGG iShares: Lehman Aggregate Bond (Intermediate-term) 5%
TIP iShares: Lehman TIPS Bond (Inflation-protected) 5%
SPECIALTY 5%
______________________________________________________________
VNQ Vanguard REIT Index VIPERs 5%
CASH 10%
______________________________________________________________
Total 100%
