要不要在退休帳戶裏買些金？

Gold is not suitable for our retirement investment goal.  Gold is a part of an asset class called 'Precious Metal', but it is not an income generating asset.  Investing in gold is a speculative play to wait for its appreciation, not like investment in real estate, bond or dividend paying stock which will produce income for your retirement needs.

If you are a high net worth investor, I would think that you will need to invest in gold, just as an asset class in your whole portfolio.  

[hhtt]

回複 'Sequoia_CA' 的評論 : 杉樹美美，謝謝來訪！我有投黃金，也買金條，這隻不過是分散投資。對一股的工薪階層，大家沒有錢多到不用用的程度，所以不建議投黃金。

[Sequoia_CA]

目標是投資的話，黃金不適宜，明白了。