奇虎貸款利率-CA, TX, MD, VA,FL, GA, WA- 5月17日星期四

SUMMARY：今天（5月17日星期四）開盤時的房貸利率價格和上個工作日相比基本持平.

注：除非特別說明，以下列出的利率都是基於本帖底部的貸款參數，並且是帶impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.125	4.500	4.125	4.375	4.375
>$453K	4.750	4.250	------	------	4.250	------
Jumbo	4.750	4.750	------	------	4.375	4.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.625	4.375	------	------
>$453K	4.875	------	------	------	------	------
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.000	4.125
APR	4.558	4.082	4.411	4.118	4.057	4.171
>$453K	4.750	4.125	------	------	4.000	------
APR	4.745	4.191	------	------	4.047	------
Jumbo	4.625	4.375	------	------	4.000	4.125
APR	4.659	4.454	------	------	4.044	4.148
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	5.000	------	4.750	------	------	------
APR	5.027	------	4.816	------	------	------
******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.125	4.500	4.125	4.375	4.375
>$453K	4.875	------	------	------	4.375	4.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.625	4.375	------	------
>$453K	5.125	4.625	4.875	------	4.375	4.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.000	4.125
APR	4.528	4.031	4.370	4.044	4.028	4.142
>$453K	4.625	4.375	------	------	4.000	4.125
APR	4.634	4.409	------	------	4.019	4.123
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	5.000	------	4.750	------	------	------
APR	4.996	------	4.774	------	------	------
******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.250	4.500	4.250	------	------
>$453K	5.000	------	------	------	------	------
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.750	4.375	------	------
>$453K	5.250	4.875	5.000	------	4.500	4.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.000	4.125
APR	4.522	4.037	4.375	4.054	4.031	4.146
>$453K	4.625	4.375	------	------	4.000	4.125
APR	4.637	4.414	------	------	4.022	4.126
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	5.000	------	4.750	------	------	------
APR	4.989	------	4.780	------	------	------
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.625	4.375	------	------
>$453K	5.250	4.875	5.000	------	4.500	4.625
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	5.250	4.875	------	------	------	------
>$453K	5.250	4.875	5.000	------	4.625	4.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	3.875	4.375	3.875	4.000	4.125
APR	4.526	3.976	4.382	4.021	4.057	4.172
>$453K	5.000	4.500	4.750	------	4.250	4.375
APR	4.997	4.533	4.747	------	4.253	4.378
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.500	4.750	4.500	------	------
APR	4.924	4.584	4.787	4.621	------	------
******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.500	4.750	4.500	------	------
>$453K	5.625	5.125	5.375	------	5.125	5.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	5.000	------	4.875	------	------	------
>$453K	5.625	5.125	5.375	------	5.125	5.000
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.000	4.125
APR	4.536	4.062	4.395	4.089	4.056	4.170
>$453K	5.000	4.500	4.750	------	4.250	4.375
APR	4.998	4.534	4.747	------	4.253	4.378
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.500	4.750	4.500	------	------
APR	4.933	4.600	4.800	4.644	------	------
******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.625	4.375	------	------
>$453K	5.125	------	------	------	------	------
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	5.000	------	4.750	------	------	------
>$453K	5.375	4.875	5.125	------	4.625	4.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.000	4.125
APR	4.551	4.088	4.415	4.127	4.070	4.185
>$453K	4.625	4.375	------	------	4.000	4.125
APR	4.643	4.425	------	------	4.028	4.132
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.500	4.750	4.500	------	------
APR	4.949	4.627	4.820	4.682	------	------
******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.125	4.500	4.125	4.375	4.375
>$453K	4.875	------	------	------	4.375	4.375
Jumbo	4.750	4.750	------	------	4.375	4.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.625	4.375	------	------
>$453K	5.125	4.625	4.875	------	4.375	4.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.000	4.125
APR	4.528	4.030	4.369	4.043	4.027	4.142
>$453K	4.625	4.375	------	------	4.000	4.125
APR	4.634	4.409	------	------	4.019	4.123
Jumbo	4.625	4.375	------	------	4.000	4.125
APR	4.628	4.400	------	------	4.014	4.118
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	5.000	------	4.750	------	------	------
APR	4.996	------	4.774	------	------	------

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。

奇虎貸款NMLS ID: 1169300