奇虎貸款利率-CA, TX, MD, VA,FL- 04月17日 星期一

SUMMARY：今天（04月17日 星期一)開盤時的房貸利率價格和上個工作日相比略微下降
。目前重新貸款40萬左右的利率，30年固定利率下降到3.875%，15年固定利率穩定在3.
250%，5/1 ARM穩定在3.125%。購房貸款40萬左右，30年固定的利率上升到3.750%，
15年固定利率穩定在3.000%，5/1 ARM穩定在3.000%.

注：除非特別說明，以下列出的利率都是基於本帖底部的貸款參數，並且是帶impound 
account的利率。

 

 

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 3.875 3.250 3.625 3.125 3.125 3.375 >$417K 4.125 3.250 3.875 3.250 3.625 3.750 Jumbo 4.125 3.625 4.250 ------ 3.500 3.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.000 3.250 3.750 3.250 3.625 3.625 >$417K 4.250 3.625 4.250 4.125 3.750 3.750   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 3.750 3.000 3.500 2.875 3.000 3.250 APR 3.806 3.098 3.548 3.001 3.034 3.274   >$417K 3.990 3.125 3.750 3.125 3.250 3.500 APR 4.028 3.198 3.802 3.209 3.295 3.535   Jumbo 4.000 3.375 4.125 ------ 3.375 3.375 APR 4.016 3.435 4.147 ------ 3.402 3.414   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.125 3.500 3.875 3.375 3.625 3.750 APR 4.182 3.544 3.947 3.492 3.657 3.782   ******************************* MARYLAND ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 3.875 3.250 3.625 3.125 3.125 3.375 >$417K 4.125 3.625 4.250 ------ 3.500 3.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.000 3.250 3.750 3.250 3.500 3.625 >$417K 4.250 3.750 4.250 ------ 3.625 3.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 3.750 3.000 3.500 2.875 2.990 3.250 APR 3.777 3.048 3.505 2.923 3.016 3.247   >$417K 4.000 3.500 4.125 ------ 3.375 3.375 APR 4.013 3.491 4.112 ------ 3.378 3.390   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.125 3.500 3.875 3.375 3.625 3.750 APR 4.153 3.494 3.904 3.419 3.628 3.753   ******************************* VIRGINIA ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 3.950 3.250 3.625 3.125 3.250 3.500 >$417K 4.250 3.750 4.375 ------ 3.750 3.750   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.125 3.375 3.750 3.250 3.750 3.750 >$417K 4.375 4.000 4.375 ------ 3.750 3.875   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 3.750 3.000 3.500 2.875 2.990 3.250 APR 3.771 3.054 3.502 2.911 3.020 3.250   >$417K 4.000 3.500 4.125 ------ 3.375 3.375 APR 4.015 3.495 4.116 ------ 3.381 3.393   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.125 3.500 3.875 3.375 3.625 3.750 APR 4.146 3.500 3.901 3.428 3.632 3.757   ******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.000 3.250 3.750 3.250 3.625 3.625 >$417K 4.250 3.875 4.375 ------ 3.750 3.750   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.250 3.500 3.875 3.500 4.250 4.125 >$417K 4.375 4.000 4.375 ------ 3.875 3.875   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 3.750 3.000 3.500 2.875 3.000 3.250 APR 3.775 3.063 3.532 2.973 3.034 3.266   >$417K 4.000 3.500 4.125 ------ 3.375 3.375 APR 4.013 3.492 4.116 ------ 3.377 3.388   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.125 3.375 3.875 3.375 3.625 3.750 APR 4.151 3.475 3.932 3.440 3.672 3.798   ******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.125 3.375 3.875 3.375 4.250 4.125 >$417K 4.500 4.250 4.625 ------ 4.000 4.000   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.250 3.500 4.125 3.500 4.500 4.500 >$417K 4.500 4.375 4.625 ------ 4.125 4.125   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 3.750 3.000 3.500 2.875 3.000 3.250 APR 3.784 3.078 3.553 2.992 3.033 3.273   >$417K 4.000 3.500 4.125 ------ 3.375 3.375 APR 4.016 3.496 4.116 ------ 3.381 3.393   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$417K 4.125 3.500 3.950 3.375 3.625 3.750 APR 4.160 3.524 3.987 3.463 3.673 3.798

Please note that the rates are subject to mid-day changes. This is  especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV):       - <=75% for Primary Residence Conforming Refinance & Purchase;     - <=70% for Primary Residence Conforming Cash-Out Refinance;     - <=75% for Primary Residence Super-Conforming Refinance and Purchase ( except for 7/1 ARM which is <=70%);     - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;     - <=75% for Investment Property Conforming Purchase;     - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the  lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance =  Refinance Rate. 注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款 ，需要收point才能做。 奇虎貸款NMLS ID: 1169300