奇虎貸款利率-CA, TX, MD, VA,FL- 02月17日 星期五

SUMMARY：今天（02月17日 星期五)開盤時的房貸利率價格和上個工作日相比下降
。目前重新貸款40萬左右的利率，30年固定利率下降在4.000%，15年固定利率穩定至3.
250%，5/1 ARM穩定至3.250%。購房貸款40萬左右，30年固定的利率下降至3.950%，
15年固定利率下降在3.125%，5/1 ARM下降在2.990%.

注：除非特別說明，以下列出的利率都是基於本帖底部的貸款參數，並且是帶impound
account的利率

 

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.250	3.750	3.250	3.250	3.500
>$417K	4.250	3.375	4.000	3.250	3.750	3.875
Jumbo	4.250	3.750	4.500	------	3.750	3.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.125	3.375	3.950	3.250	3.500	3.750
>$417K	4.500	3.875	4.375	------	3.875	4.000
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.950	3.125	3.750	3.125	2.990	3.250
APR	3.983	3.223	3.758	3.189	3.040	3.278
>$417K	4.125	3.250	4.000	3.250	3.375	3.625
APR	4.145	3.302	3.995	3.257	3.414	3.641
Jumbo	4.125	3.625	4.375	------	3.500	3.625
APR	4.147	3.649	4.398	------	3.536	3.653
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.250	3.500	4.125	3.500	3.750	3.875
APR	4.307	3.599	4.155	3.564	3.782	3.907
******************************* MARYLAND ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.250	3.750	3.125	3.250	3.500
>$417K	4.375	3.875	4.500	------	3.750	3.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.125	3.375	3.875	3.250	3.375	3.625
>$417K	4.375	4.000	4.500	------	3.875	3.875
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.950	3.125	3.750	3.125	2.990	3.125
APR	3.952	3.173	3.716	3.075	3.002	3.147
>$417K	4.125	3.625	4.375	------	3.500	3.625
APR	4.143	3.643	4.362	------	3.512	3.628
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.250	3.500	4.125	3.500	3.750	3.875
APR	4.278	3.548	4.112	3.491	3.753	3.878
******************************* VIRGINIA ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.125	3.250	3.875	3.250	3.375	3.625
>$417K	4.500	4.000	4.625	------	3.875	4.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.125	3.375	3.950	3.375	3.625	3.750
>$417K	4.500	4.125	4.625	------	4.000	4.000
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.125	3.625	3.125	2.990	3.125
APR	3.906	3.180	3.662	3.085	3.006	3.151
>$417K	4.125	3.625	4.375	------	3.500	3.625
APR	4.146	3.647	4.366	------	3.515	3.631
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.250	3.500	4.125	3.500	3.750	3.875
APR	4.271	3.555	4.109	3.501	3.757	3.882
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.125	3.375	3.950	3.250	3.500	3.750
>$417K	4.500	4.000	4.625	------	3.875	4.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.250	3.625	4.125	3.625	4.125	3.990
>$417K	4.500	4.250	4.625	------	4.000	4.000
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.125	3.750	3.000	2.990	3.250
APR	3.911	3.188	3.743	3.118	3.033	3.271
>$417K	4.125	3.625	4.375	------	3.500	3.625
APR	4.144	3.644	4.366	------	3.511	3.627
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.250	3.500	4.125	3.375	3.750	3.875
APR	4.276	3.564	4.140	3.493	3.798	3.923
******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.250	3.500	4.125	3.375	4.125	4.125
>$417K	4.625	4.500	4.875	------	4.250	4.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.375	3.625	4.125	3.500	------	4.500
>$417K	4.625	4.500	4.875	------	4.625	4.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.125	3.750	3.000	2.990	3.250
APR	3.920	3.203	3.767	3.140	3.045	3.284
>$417K	4.125	3.625	4.375	------	3.500	3.625
APR	4.147	3.648	4.366	------	3.515	3.631
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.250	3.500	4.125	3.375	3.750	3.875
APR	4.285	3.579	4.144	3.516	3.798	3.924

 

 

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款
，需要收point才能做。

奇虎貸款NMLS ID: 1169300