SUMMARY:美國勞工統計局上周五公布的數據顯示,美國經濟9月新增就業崗位遠超預期,美聯儲或放緩降息步伐,導致今天(10月07日, 星期一), 開盤時的固定貸款利率和上周五相比大幅上漲。
40萬左右的無費用重新貸款:
30年固定的利率上漲至6.500%
15年固定的利率上漲至6.000%
40萬左右的購房貸款:
30年固定的利率上漲至5.875%
15年固定的利率上漲至5.375%
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貸款利率查詢電話:713-899-6700
電郵:AndyZhouLoans@gmail.com or Andy@unionmae.com
微信: UnionMae
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自住房重新貸款 | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
---|---|---|---|---|
400K | 6.500% | 6.375% | 6.000% | 5.875% |
APR | 6.500% | 6.375% | 6.000% | 5.875% |
自住房cash-out | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
400K | 6.625% | 6.500% | 6.125% | 6.000% |
APR | 6.625% | 6.500% | 6.125% | 6.000% |
自住房購房貸款 | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
---|---|---|---|---|
400K | 5.875% | 5.750% | 5.375% | 5.250% |
APR | 5.912% | 5.806% | 5.423% | 5.342% |
投資房購房貸款 | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
300K | 7.000% | 6.875% | 6.500% | 6.375% |
APR | 7.054% | 6.922% | 6.576% | 6.427% |
Rates are based on the following assumptions, and may change or may not be available at time of loan commitment or lock-in. Please contact us for details:
1. Single Family House
2. Credit score 780+
3. Primary residence.
4. LTV<=75%, no 2nd mortgage/HELOC.
5. For refinance, rates are based on no point and no fee, APR = Note rate.
6. 30 days lock in period.
7. With Escrow / impound account