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This Old House: To the Escrow Office

(2023-09-23 12:06:27) 下一個

Sep 13 came as any other day in early fall. Toward mid morning, the lead blanket

of clouds furled in a flash to reveal the navy blue behind. The trees, cars, and

streets went bare under the fierce sun. Their brightness failed to cheer up

Bill, however, as there is no scenary in a familar place. He was on his way to

the escrow office in Saratoga, a town in the south bay, to sign off papers. His

house was sold.

 

It was not ready, Bill had always thought. Rampant crimes plaguing the state,

mass local layoffs, inflation and interest rates climbing in lock-steps to highest

levels in decades, and the condition of his termite-infested bungalow with its

55-year-old roof, boded ill. Then, as if on cue, half a dozen houses in the

neighboring blocks went on the market in August.

 

The sale felt like a miracle against all odds. An agent was hired early July,

Bill worked the next six weeks dolling the place up and, after listed for one

week, it was gone. Mr. Chen, an old hand in the business, was even able to

persuade the buyers, an Indian couple who were expecting a baby and who made the

only offer, to pay $50k over the asking price, which Bill thought too high to

start with.

 

His first response to the good news was a tinge of guilt mixed with relief,

feeling sorry for the young couple who, in his mind, had to slave away to pay a

$6000+ monthly mortgage, compared with how lucky he was 15 years ago.

 

He did not blame himself as much as the system, however, which felt like a Ponzi

scheme where newcomers break their backs to earn the ticket to the American

game. They would then spend the best years of their lives to serve and enrich

the rich and meanwhile, they hold onto a little place to cash in in time. That

was Bill's story in a nutshell and that was how he imagined everyone else's. Yet

America is built on such stories which so far had outbid whatever they could offer

in any other part of the world. "How long would the show last?" he wondered. A

typical hypocrite, Bill only shedded crocodile tears while enjoying the profit.

Whatever his morality, one thing was sure, i.e., he would make a poor real estate

agent.

 

The last time he rode in Amy's car was 2019 year end and also to sign papers, as

they bought their current house. It would've been unimaginable in his 30s but he

had since been riding the waves of life (until he was laid off, of course) and

handed over to his better half all big decisions. The night Amy was about to

make the offer, he was abroad to run a marathon the next morning. "Go ahead with

whatever you like." he told Amy over the phone: "Just stop bothering me."

 

Where was his sense of honor and pride? How could he give up control? How could

his marriage come to this? Sometimes he wondered, with zero emotion. Passion had

long gone. Nowadays he worked on keeping from blowing up when she came home and

raised a racket hustling up a late night meal.

 

Amy's drive was smooth. Bill was in a bad mood from a poor sleep last night,

however. The cheap sentimental pop music, the freezing AC, and the directions

from the phone in a British accent, all annoyed him.

 

"Turn left in point two miles onto El Camino Real."

 

"Could we turn this thing off?" Bill was trying to read Dostoevsky.

 

"No. I use GPS always."

 

"To become stupid?" Bill quickly lost control.

 

"Yes!" Anger was smoldering in her voice, but she had better sense.

 

Taking a breath and turning back to "Notes from the Underground," Bill kept

reading as if nothing had happened. What was the point of losing temper? He

chided himself. Neither said a word the rest of the 20 minutes drive.

 

"I'm going in." Amy announced after parking in front of the business. They were

40 minutes early.

 

Glued to his book, Bill didn't move a muscle. He was staring at the word

'tangent' which appeared in the phrase 'went off on a tangent" on the screen.

Next, he looked it up in the American Heritage Dictionary 5th Ed app to verify.

Then he spotted in the caption of the picture illustrating the concept:

"tan θ = ab."

 

Before noon, Bill came home remembering that he signed a bunch of papers, the

escrow officer griped about her boring job and told them the sale would close in

a week and congratulated them, Dostoyevsky was brilliant, and he needed to look

up 'tangent' in the paper editions of the AHD to see if they all got it wrong.

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7grizzly 回複 悄悄話 回複 '暖冬cool夏' 的評論 : Thank you, 暖冬, for reading and your kind comments.

A neighbor, an agent from a big RE firm, told Bill that his timing was still
good (It could've been even better if he sold six months ago.) as a big downturn
was coming in three or four months. So let's see.

Thank you as always for the good advice. Bill's problem was vanity. In marriage,
he couldn't get over the male chauvinistic conceit. At the same time, he saw his
wife's endless quest for material a threat to his ideal of living life on his own terms.

Thank you for the phrase 'It takes two to tangle" which I recently learned from
the WXC MYSJ forum.
暖冬cool夏 回複 悄悄話 I saw now why Bill decided to sell the old house. And it looks like it is still sellers' market, as with only one offer, Bill can reap additional $50K. Congrats!
Same here in the south, almost every house here is unbelievably a million dollar house nowadays.
We have an exact same street name as "El Camino Real":)
I would advise Bill not to read in the car. It's a good chance for a couple to chitchat. Sometimes we need to frequently channel the feelings and emotions, instead of letting them pile up and smother. It takes two to tango.:))
Great writing as always!
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