個人資料
正文

【今日房貸利率】1月19日(星期三)

(2011-01-19 08:08:55) 下一個
方圓貸款短評:今天(1月19日星期三)的利率和昨天的基本持平,Conforming ARM的利率稍微下調,5/1 ARM Purchase到2.875%了。
*********************** CALIFORNIA ***********************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.1253.8754.125
<=$729K5.0004.375            4.125      
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.1254.125      
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.0004.6253.8752.8753.250
APR:4.8604.1884.7754.1462.9743.351
<=$729K4.8754.250            3.500      
APR:4.9664.405            3.584      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.3754.8754.250            
APR:5.1124.5655.0274.523            
*********************** MARYLAND ***********************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.7504.0003.7504.000
>$417K4.8754.250            4.125      
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.125            
>$417K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.0004.6253.8752.8753.250
APR:4.8604.1884.7754.1462.9743.351
>$417K4.8754.250            3.500      
APR:4.9664.405            3.584      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.8754.250            
APR:4.9864.4395.0274.523            
*********************** VIRGINIA ***********************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.7504.0003.8754.125
>$417K4.8754.250            4.125      
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.125            
>$417K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.0004.5003.8752.8753.250
APR:4.8604.1884.6494.1462.9743.351
>$417K4.8754.125            3.500      
APR:4.9664.280            3.584      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.8754.250            
APR:4.9864.4395.0274.523            
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
    - <=80% for Primary Residence Conforming Purchase & Refinance;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase;
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase.
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注:以上凡是沒有表明利率的loan program,意味著我們沒法提供No Point的貸款。如果您想要知道該program的利率,請和我們聯係查詢。
****************************************************
方圓貸款目前可以從事馬裏蘭、維吉尼亞、加利福尼亞、佛羅裏達州等四州的貸款業務。查詢當前最新利率,請電866-269-9847或發email至info@circlesquaremortgage.com。
[ 打印 ]
閱讀 ()評論 (0)
評論
博主已隱藏評論
博主已關閉評論