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12月3日(星期五)加州、馬裏蘭貸款利率

(2010-12-03 08:10:54) 下一個
SUMMARY: 今天的利率和昨天收盤時持平。
************************* CALIFORNIA *************************
REFINANCE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 4.000 4.500 3.875 3.625 3.875
<=$729K 4.750 4.250     3.750  







REFINANCE CASH-OUT RATE:




30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.125 4.625 4.000 3.750  
<=$729K            







PURCHASE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 2.875 3.250
APR: 4.609 4.062 4.524 4.020 2.974 3.351







<=$729K 4.750 4.125     3.375  
APR: 4.840 4.280     3.458  







************************* MARYLAND *************************
REFINANCE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 4.000 4.500 3.875 3.500 3.750
<=$729K 4.750 4.125     3.750  







REFINANCE CASH-OUT RATE:




30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 4.000 4.500 3.875 3.750  
<=$729K            







PURCHASE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.750 4.375 3.750 2.875 3.250
APR: 4.609 3.937 4.524 4.020 2.974 3.351







<=$729K 4.750 4.125     3.375  
APR: 4.840 4.280     3.458  







Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
 - <=80% for Conforming Refinance and Purchase;
 - <=70% for Conforming Cash-Out Refinance;
 - <=75% for Super-Conforming Refinance and Purchase;
 - <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

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我們可以做California, Maryland, Virginia, Florida等四州的房屋貸款。查詢請電949-829-3863 或發電郵至info@circlesquaremortgage.com。
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