分析一下這$15000對房價的影響

First the details :

# The tax credit is 10% of the purchase price up to $15,000.

# The tax credit is for one year (from date of enactment).

# The credit is available for both new and existing home purchases.

# This is for primary residences only, and the home must be owner occupied for two years after purchase.

# There is no income cap (the $7,500 tax credit had an income cap of $150,000 per year).

# Unlike the $7,500 tax credit, the new credit does not have to be repaid over time.

# The credit is limited each year to the amount of taxes paid in any one year (with the $7,500 tax credit, buyers received the entire credit and a refund if the $7,500 was greater than taxes for the year)

# Buyers can split the $15,000 into two separate tax credits to be taken in successive years.

也就是說實際上，這是個鼓勵大家搬家的bill。實際上，在現在這種invetory很高的情況下，隻會造成大家競相降價售屋的景象，並不會達到刺激房屋需求的目的。所以要買房的兄弟姐妹大可不必太上火。按供求理論，這房價在這個bill下，還得再降至少10%.