有必要做遺囑嗎?

有。不過、、、、、、

如果你不是很有錢，隻不過是個所有財產少於三、四百萬的普通老百姓；又心底坦蕩，知道沒有二奶的小孩或其他要錢不要命、八杆子打不著的親戚來爭遺產；就沒有必要到律師那裏去辦遺囑。自己寫一張紙，說財產都留給誰誰，孩子都由誰誰監護，遺囑的執行人是誰誰，放在電視機底下的抽屜裏，就好了。還有千萬不要忘了所有的投資、銀行戶頭都要有 designated beneficiary. 這個designated beneficiary proceeds all wills. 如果實在找不到接收財產的人，把俺的名字放後麵也行。:-)

I'm not kidding!

[laoyangdelp]

回複xxq2001的評論:
謝謝.在我們今年的歐洲之行之前我們做了living trust.詳情請看"千裏走雙騎(1)".

[xxq2001]

Sorry, I made some mistake in the earlier comments. Having a will alone can not avoid going through probate and pay probate fee. It prevents the court from deciding for you, who has custody of your children and who receive your assets.

[xxq2001]

I like your blogs. But I do not agree with you on this one. The disadvantage of not having a will is that, when you die, your assets will go to probate, which will be held by court. You need to pay probate fee and your heirs will have no immediate access to your assets. If both husband and wife die in an accident. It would be a disaster for under age children. Who should take care of them? If your networth is less than $50,000, probably having a will or not is no big deal. It looks like you have considerable means, the protection of children's welfare and your hard-earned assets is important. You do not need to have a lawyer to write a will. Each state has its own laws about this. But in my state, you need to have 2 witnesses who are not beneficiaries to sign on the will. I suggest you read about estate planning to see what you need for assets protection and future assets transfer.

[WQ_菁菁]

別忘了把我的名字也加上。I'm not kidding, either!