如何轉IRA帳戶?

我想把IRA從一個broker 轉到另外一個broker, IRA裏麵都是cash，所以我不想做direct transfer,否則要付$75的transfer fee.

可是，第一個broker 的distribution form裏麵隻有兩個選擇可能適合我，
a. premature distribution,
b. Rollover from IRA to an employee sponsored retirement plan.

b.) 好像不對，那麽選a.) ，行嗎?

如果我選a.) ,在60天內把錢原封不動存入第二個broker, 應該就行了吧?
有其它辦法嗎?

有什麽tax consequence嗎?

先謝了。

[frankland666]

Do direct transfer. You can set up ria account w mutual fund companies, such as fidelity or vanguard and ask them to help u to do the direct transfer (in-kind transfer). They will help u and should be free...have a try..