| Lender | 30 Years | 15years | (HB)30years | 3/1ARM | 5/1ARM | 7/1ARM | (HB)5/1ARM | Jumbo 3/1ARM | No Impound | 25 or 30 lock | ||||||||
| 
 | 5.125% | 5.125% | 4.375% | 4.375% | 5.250% | 5.375% | 4.000% | 4.000% | 3.875% | 3.875% | 4.125% | 4.125% | 4.000% | 4.000% | 4.375% | 4.500% | 
 | 
 | 
| 
 | 14-Apr | 13-Apr | 14-Apr | 13-Apr | 14-Apr | 13-Apr | 14-Apr | 13-Apr | 14-Apr | 13-Apr | 14-Apr | 13-Apr | 14-Apr | 13-Apr | 14-Apr | 13-Apr | 
 | 
 | 
| Amtrust | 1.180 | 1.235 | 1.088 | 1.132 | 1.011 | 1.821 | 0.200 | 0.265 | 1.289 | 1.277 | 0.916 | 0.807 | 0.206 | 0.222 | 
 | 
 | N/A | 
 | 
| Bay Equity | 1.176 | 1.209 | 0.729 | 0.785 | 0.884 | 1.720 | 
 | 
 | 0.154 | 0.201 | 
 | 
 | 
 | 1.107 | 
 | 
 | 0.250 | 
 | 
| BOA | 1.125 | 1.250 | 0.750 | 0.750 | 1.125 | 1.875 | 
 | 
 | 1.250 | 1.375 | 1.000 | 1.125 | 0.250 | 0.375 | 
 | 
 | 
 | 
 | 
| CMG | 1.340 | 1.485 | 0.960 | 1.101 | 1.111 | 1.826 | 0.348 | 0.308 | 0.931 | 0.478 | 0.803 | 0.174 | 
 | 
 | 
 | 
 | 0.250 | 
 | 
| CSLending | 
 | 1.500 | 
 | 0.750 | 
 | 1.500 | 
 | 
 | 
 | 0.750 | 
 | 
 | 
 | 
 | 
 | 
 | 0.250 | 0.300 | 
| EverBank | 1.325 | 1.495 | 0.907 | 1.043 | 1.362 | 2.249 | 
 | 
 | 1.074 | 1.081 | 0.617 | 0.625 | 
 | 
 | 
 | 
 | 0.150 | 
 | 
| First Cal | 1.201 | 1.230 | 0.891 | 0.908 | 0.946 | 1.647 | 1.520 | 1.589 | 1.247 | 1.310 | 0.983 | 1.019 | 0.140 | 0.204 | 0.119 | 0.089 | N/A | 
 | 
| Home Savings | 0.948 | 0.977 | 0.769 | 0.878 | 0.486 | 1.396 | 0.005 | 
 | 0.731 | 0.778 | 0.008 | 0.042 | 
 | 
 | 
 | 
 | 0.150 | 
 | 
| Icon | 1.000 | 1.125 | 0.875 | 1.000 | 1.250 | 2.000 | 
 | 
 | 0.500 | 0.500 | 
 | 
 | 
 | 0.125 | 
 | 
 | 0.125 | 
 | 
| JMAC | 1.250 | 1.375 | 1.000 | 1.000 | 1.250 | 2.000 | 0.500 | 0.500 | 1.250 | 1.250 | 0.750 | 0.625 | 0.625 | 0.375 | 
 | 0.375 | 0.125 | 
 | 
| MetLife | 1.000 | 1.000 | 0.500 | 0.625 | 0.625 | 1.500 | 0.750 | 0.750 | 1.125 | 1.250 | 0.875 | 0.875 | 0.750 | 0.750 | 
 | 
 | 
 | 
 | 
| PacificBay | 1.500 | 1.625 | 1.000 | 1.000 | 0.750 | 1.375 | 1.250 | 1.250 | 1.000 | 0.875 | 0.750 | 0.625 | 0.125 | 0.250 | 
 | 
 | 0.250 | 
 | 
| Pinnacle | 1.330 | 1.260 | 1.100 | 1.040 | 1.150 | 1.790 | 
 | 
 | 1.360 | 1.410 | 0.710 | 0.580 | 1.040 | 1.100 | 
 | 
 | 0.150 | 
 | 
| PMC | 0.875 | 1.000 | 0.625 | 0.625 | 0.500 | 1.000 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 0.125 | 
 | 
| PRMG | 1.125 | 1.250 | 1.125 | 1.250 | 0.750 | 1.625 | 1.375 | 1.375 | 1.375 | 1.500 | 0.875 | 0.875 | 0.250 | 0.250 | 
 | 
 | N/A | 
 | 
| Provident | 1.250 | 1.125 | 1.000 | 1.000 | 0.750 | 1.500 | 
 | 
 | 0.625 | 0.625 | 0.125 | 0.125 | 
 | 
 | 
 | 
 | N/A | 
 | 
| Sierra Pacific | 1.413 | 1.553 | 1.096 | 1.299 | 1.563 | 2.453 | 0.775 | 0.855 | 1.225 | 1.475 | 1.025 | 0.995 | 0.325 | 0.495 | 
 | 
 | 0.250 | 0.125 | 
| Stearns | 1.375 | 1.500 | 1.125 | 1.125 | 1.125 | 1.875 | 1.500 | 1.500 | 1.375 | 1.375 | 1.000 | 1.125 | 0.625 | 0.625 | 
 | 
 | 0.250 | 
 | 
| U.S Bank | 1.377 | 1.510 | 0.800 | 0.937 | 0.686 | 1.447 | 1.557 | 1.500 | 1.298 | 1.350 | 0.586 | 0.607 | 
 | 0.100 | 1.100 | 1.100 | N/A | 
 | 
| Wells Fargo | 1.103 | 1.289 | 0.593 | 0.794 | 0.823 | 1.698 | 
 | 
 | 0.831 | 0.922 | 0.788 | 0.611 | 0.120 | 0.201 | 
 | 
 | N/A | 
 |