網絡銀行的最新威脅:自動病毒(ZT)永久性解決辦法:專機專用
(2012-06-25 09:42:56)
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By Clark Howard RIP-OFF ALERT: Newly sophisticated Trojan horse viruses developed in Europe are expected to pose a threat to anyone who does online banking here in the United States.
Criminal rings out of Eastern Europe are bringing a new level of threat to web users who encounter the common SpyEye and Zeus viruses.
According to what I read in The Chicago Tribune, both viruses have been automated so that a criminal can breach your computer, get your information and then log into a bank or brokerage account to have money wired overseas -- almost without having to lift a finger!
This is currently a fast growing crime in Europe, and they're noted over there for having much more robust digital banking security in place than we do in America. So there's almost no doubt this new breed of automated virus will make its way to our shores.
Here's my advice to protect yourself:
•Use an antivirus program and keep it up to date. I have a list of free programs in my Virus, Spyware and Malware Protection Guide.
•If you're a business owner, you must have a dedicated computer that's only used for financial transactions.
Take special note of that last bullet point. If you're an individual and your computer is breached, you have protections under the law and your money must be restored to you. But that's not the case if you're a business owner. That's why entrepreneurs need to follow my advice carefully.
Meanwhile, a new analysis of web traffic for 75 million people shows that Internet search results are being tainted more and more by con artists. These crooks are manipulating search results and instantly loading viruses on your computer when you click on their bogus links.
As USA Today reports, "As a rule, it is wise to avoid clicking on links that include '.ru' (Russia) or '.cn' (China) in the address line, since attacks often originate from those nations."
Apparently, tainted search results have now surpassed email as the main gateway for crooks who want to hack your computer! Be careful out there.
專機專用,就是給一台計算機重新安裝操作係統,然後專職用於網絡銀行,不上其它任何網站。
另外我個人在用Linux Puppy.它的一切程序都在計算機的內存(RAM)裏運行,隻要你是從光盤啟動,每次都等於從零開始。使得病毒幾乎無法永久性地安裝到你的計算機上。
關鍵是不能犯懶,不要怕麻煩。耽誤的那點時間,跟賬號被盜相比,是微乎其微。