美西遊子
有財富未必有人生，有人生未必無財富。
博文
(2010-02-26 09:21:00)
Makingmoneycouldbeplanned.Butmakingfortunecanonlybebyaccident.
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轉帖：“放羊”放進斯坦福(4)
離開牛媽家後，有好幾天的時間，俺都沉浸在對牛媽事跡的回味中，遺憾自家孩子不夠大，沒趕上領略牛媽，牛爸解題，答疑的風采。同時又覺對牛媽了解不夠，若還有機會，那我還有一堆的問題等在那兒。
大約是Party過後一周左右，牛媽忽然打來一個電話。
一是說[閱讀全文]
(2010-02-25 22:23:01)
inthelate1800s,anItalianeconomistnamedVilfredoParetotheorizedthatinmostcountriesabout80%ofthewealthandpowerwascontrolledbyabout20%ofthepeople.Hecallethisa"predictableimbalance,",whicheventuallybecameknownasthe80:20rule. http://management.about.com/cs/generalmanagement/a/Pareto081202.htm
ThereismoredemandingoodlocationfromREinvestmentstandpoint.Butthisdemandisslashedbyaffordability,i....[閱讀全文]
(2010-02-25 09:55:15)
Asyougetreadytoprepareyour2009taxreturn,theInternalRevenueServicewantstomakesureyouhaveallthedetailsabouttaxlawchangesthatmayimpactyourtaxreturn.Herearethetopfivechangesthatmayshowuponyour2009return.1.TheAmericanRecoveryandReinvestmentActARRAprovidesseveraltaxprovisionsthataffecttaxyear2009individualtaxreturnsdueApril15,2010.Therecoverylawprovidestaxincentivesforfirst-timehomebuyers,peoplewho...[閱讀全文]
(2010-02-24 09:51:24)
Thesizeofyournesteggobviouslydependsoninvestmentperformanceandhowmuchyousave,butthat'snotall.
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8FactorsThatDetermineYourFinal401(k)Balance
Sponsoredby
byEmilyBrandon
Wednesday,February24,2010
providedbyYour401(k)balanceontheeveofretirementobviouslydependsonhowmuchyousaveoveryourworkinglifeandontheperformanceofyourinvestments.Butthereareotherfactorsthatinfluencethesi...[閱讀全文]
(2010-02-23 13:31:46)
上次有人問及捐獻，http://web.wenxuecity.com/BBSView.php?SubID=tzlc_best&MsgID=27134是不是捐獻能夠減稅？YES!還是說反正這部分錢也留不住，交給IRS不如交給我知道的組織？YES!!
我記得有個老美講，想通過捐款的方式留住更多的錢在自己的腰包裏是不可能的。YES!!!既然如此，個人以為，同樣的錢，給誰不是給？WhydoIhavetokeepsendingmyhardearned$$toUncleSamwhohasalreadyaskedfortoomuchfrommeandneverappre[閱讀全文]
(2010-02-22 22:01:32)
(2010-02-22 21:05:07)
lendersrequireaCalifornialandtitleassociation(CLTA)policyandanAmericanlandtitleassociation(ALTA)policy.theCLTApolicycoversitemsinthepublicrecord,suchasmortgageliens,trustdeedliensorjudgmentliens.theALTApolicyismoreextensive,insuringagainstclaimsfoundbothinthepublicrecordandbyphysicallyinspectingthehouse,suchasunrecordedeasements,boundarydisputesandphysicalencroachments.
thepoliciesalsodif...[閱讀全文]
(2010-02-21 22:54:28)
既使用itemizeddeduction，買房子的利息/房地產稅未必100%抵稅。howmuchyoucandeduct,again,dependsonyourAGI.
pleaserefertoline29ofform1040SchAanditsinstruction.Here,$166,800(joint)/$83,400(seperately)arethe2magicnumbersforyear2010,i.e.thetaxthresholdswhichvaryfromyeartoyear.
ThatmythofschAmakesalotshigherincomemakerspuzzled.
[閱讀全文]
pleaserefertoline29ofform1040SchAanditsinstruction.Here,$166,800(joint)/$83,400(seperately)arethe2magicnumbersforyear2010,i.e.thetaxthresholdswhichvaryfromyeartoyear.
ThatmythofschAmakesalotshigherincomemakerspuzzled.
[閱讀全文]
(2010-02-19 18:41:21)
RULESFORBEINGHUMAN
byCherieCarterScott
~~~~~~~~~
Youwillreceiveabody.
Youmaylikeitorhateit,
butit'syourstokeep
fortheentireperiod.Youwilllearnlessons.
Youareenrolledinafull-time,
informalschoolcalledlife.Therearenomistakes,onlylessons.
Growthisaprocessoftrial,error
andexperimentation.
The"failed"experimentsareasmuch
apartoftheprocess...[閱讀全文]
(2010-02-19 18:13:36)
一個人的快樂，不是因為他擁有的多，而是因為他計較得少
多是負擔，是另一種失去；少非不足，是另一種有餘;舍棄也不一定是失去而是另一種更寬闊的擁有。在生活中，一定要讓自己豁達些，
因為豁達的自己才不至於鑽入牛角尖，也才能樂觀進取。
還要開朗些，因為開朗的自己才有可能把快樂帶給別人，
讓生活中的氣氛顯得更加愉悅美好的生活應該是時時[閱讀全文]
