N年前，本長老準備homehunting了。經朋友介紹，認識了一個agent,麵談之後就達成協議了：房子成交之後，她得返還其中的1%傭金給我這個買家。條件是她給我們提供信息，我們則盡量不讓她帶我們去看，沒有其它任何附加條件。後來因為沒有看中滿意的老房子，就去買了新房，她也沒有拿到傭金，但她沒有怨言，我後來還把她推薦給了別的朋友。
那時房子相對便宜。現在在加[閱讀全文]
博文
(2007-02-13 17:36:38)
(2007-02-10 19:39:45)
YTD,mid-capstocksareoutformingallothersectorsbyawidemargin.Thefollowingistheirrespectivereturns.
DowJonesIndustrial30TrackingEFT DIA 1.18%
S&P500Large-capTrackingEFT SPY 1.64%
Nasdaq100TrackingEFT QQQQ 1.58%
Russel2000SmallCapTrackingEFT IWM 2.81%
iSharesMSCIEAFEIndex(EFA) EFA 1.94%
S&P400Mid-capTrackingEFT MDY 5.51%
[閱讀全文]
DowJonesIndustrial30TrackingEFT DIA 1.18%
S&P500Large-capTrackingEFT SPY 1.64%
Nasdaq100TrackingEFT QQQQ 1.58%
Russel2000SmallCapTrackingEFT IWM 2.81%
iSharesMSCIEAFEIndex(EFA) EFA 1.94%
S&P400Mid-capTrackingEFT MDY 5.51%
[閱讀全文]
(2007-02-05 20:45:25)
Activetradersofmutualfunds:Youmaywanttoincreaseyourallocationinthemid-capgrowthsector.
Byluck,twoofthetopperformingmutualfunds(FIDYX&KAUFX,bothno-load)mentionedbelowhavebeenmycoreholdingsinthelast5years.Iknowtheyaregood.ButIdidn'trealizetheywerethisgoodinJanuary,2007!!!
______________________________
U.S.GrowthBeatValueFundsAcrossMarket-CapSpectrum
BYTRANGHO
INVESTOR'SBUSINESSD...[閱讀全文]
Byluck,twoofthetopperformingmutualfunds(FIDYX&KAUFX,bothno-load)mentionedbelowhavebeenmycoreholdingsinthelast5years.Iknowtheyaregood.ButIdidn'trealizetheywerethisgoodinJanuary,2007!!!
______________________________
U.S.GrowthBeatValueFundsAcrossMarket-CapSpectrum
BYTRANGHO
INVESTOR'SBUSINESSD...[閱讀全文]
(2007-02-04 19:58:37)
BARAX&BPTRX
Thesetwoarebothno-loadmid-capgrowthfunds.Iboughttheminmyretirementaccountsinceearlylastyear.Theyperformedverywelllastyearandaredoingsuperblyin2007.
Disclaimer:Pastperformanceisnoguaranteeoffuturereturn![閱讀全文]
Thesetwoarebothno-loadmid-capgrowthfunds.Iboughttheminmyretirementaccountsinceearlylastyear.Theyperformedverywelllastyearandaredoingsuperblyin2007.
Disclaimer:Pastperformanceisnoguaranteeoffuturereturn![閱讀全文]
(2007-02-04 19:29:24)
可是如果你去掉tax,homerelatedpayment,and401Kcontributions之後，對到手的錢還要算一算怎麽用的話，你就沒有達到“富”的標準。
依我看，稅前收入在三，四十萬之下的還談不上富。
[閱讀全文]
依我看，稅前收入在三，四十萬之下的還談不上富。
[閱讀全文]
(2007-02-03 10:51:36)
“Easyaccesstocapitalnowcansetupbigtroublelateron.ToparaphraseAlanGreenspan,theworstofdealsaremadeatthebestoftimes.Rightnowalldealmakerslooklikegeniuses.Buthistorytellsusthatwhenthecycleturns,manywhoareridingthecurrentwaveofhopeandeuphoriawilbewashedouttosea.Ifingterestratesrise,opportunitiestorefinancedebtwilldisappear.Cashflowswillshrivel.Therewillbebankruptcies."
MyworststocksaretheonesIbou...[閱讀全文]
MyworststocksaretheonesIbou...[閱讀全文]
(2007-01-30 15:31:56)
請把DANSY老人家的大作置頂，謝了！[閱讀全文]
(2007-01-29 17:34:26)
Whentalkingaboutinvestment,youshouldalwayskeepinmindthat“HighriskmeansHighreturn”.
ESPPandstockoptionsarebothtiedtoyourcompany'sstock.Theyareriskyinvestmentsbynature.Ifyouhaveextramoneytosave,it’sgenerallyabetterideatoputitinbroadlydiversifiedindexfundsorbonds.
MostFAsrecommend60/40or70/30stock/bondallocation.Butifyoudon’thavetoomuchmoney([閱讀全文]
ESPPandstockoptionsarebothtiedtoyourcompany'sstock.Theyareriskyinvestmentsbynature.Ifyouhaveextramoneytosave,it’sgenerallyabetterideatoputitinbroadlydiversifiedindexfundsorbonds.
MostFAsrecommend60/40or70/30stock/bondallocation.Butifyoudon’thavetoomuchmoney([閱讀全文]
(2007-01-27 10:40:15)
剛才Google一下有關資料，發現最富的１％美國家庭，掌握著這個國家３８％的財富，每年拿走５７.５％的capitalincome(capitalgains,dividends,interest,andrents),擁有averageAFTER-TAXincomeof$701,500(2003data)。什麽時候我要是進入這個圈子，我也一定要來顯一下過過癮。現在離此門坎還有不少距離，隻好埋頭再想賺錢的法子去了。
[閱讀全文]
[閱讀全文]
(2007-01-25 13:34:57)
就象我怎麽也明白不了你十七不回家看母親一樣。
人家已經說了，中西部propertytax很高，房子升值也很慢，你建議人家勒緊褲帶買100萬的毫宅，然後又說錢緊張的話可以租出去一個房間什麽的，不知在你心裏買這樣的房子的目的是什麽？僅僅是為了向國內的父老鄉親說你成功了，買了毫宅了？
[閱讀全文]
人家已經說了，中西部propertytax很高，房子升值也很慢，你建議人家勒緊褲帶買100萬的毫宅，然後又說錢緊張的話可以租出去一個房間什麽的，不知在你心裏買這樣的房子的目的是什麽？僅僅是為了向國內的父老鄉親說你成功了，買了毫宅了？
[閱讀全文]
